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Buying coverage direct from Seniors Choice saves you the time and hassle of going through a broker. We can get you covered in just one phone call, with no medicals or blood tests - we just ask a few health and lifestyle questions. To help you choose the right level of coverage, it can be helpful to have an idea of how much insurance you might need. We’ve put together this handy life insurance calculator, to help you get a better idea of level of coverage might suit you best.

Our team can help if you have any questions or need any assistance in using our calculator.

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Canadian Seniors Life Insurance explained  

Securing financial support for your loved ones from Seniors Choice doesn’t have to be stressful. With our Canadian Seniors Life Insurance product, you can get up to $250,000 worth of coverage depending on your age directly with us. Premiums can be little as $14.88 per month2. There are no policy fees and no need to go through a broker. You can have peace of mind that your loved ones are supported when the time comes.  

How much does Canadian Seniors Life Insurance cost?  

How much a policy will cost for you will depend on a few factors. These factors include your age, gender, smoker status and how much you would like to be insured for. You can use the life insurance calculator to decide on a level of coverage that might be right for you.  

How much would your family need for end-of-life costs? 

It isn’t easy trying to think about what will happen to our families once we are gone. You should consider things like funeral costs, potential tax bills, what retirement savings your partner might need, or even outstanding debts. Taking the time now to consider these things can mean a lot less stress for your family further down the line. 

Seniors Choice, the #1 direct choice for Canadian over 50s3


A Canadian Seniors Life Insurance policy may not cover all of your financial needs. Please talk to one of our experts for more information. 


For a 51-year-old female non-smoker with $20,000 of coverage.


Based on the product distributor obtaining over 4,000 service reviews on multiple reviews platforms since 1 September 2021 from Canadian residents aged between 50 and 80 years old, which is more than any other provider who directly provides Life Insurance products without the support of a broker network and has been active in advertising on TV since 1 September 2021, excluding Quebec.