Canadian Seniors Life Insurance with no medical exam is a straightforward, direct whole of life insurance that can help your family with funeral costs, bills, or even contribute to your partner’s retirement fund when you pass away. We want to make it as straightforward as possible for you to secure a policy. At Seniors Choice, there is no medical exam to get life insurance. There are just a few simple health and lifestyle questions. Designed for Canadian residents aged 40 to 802, it’s the simple way to take control of your life insurance. Depending on your age, you could choose to get up to $250,000 of coverage.
Our trusted life insurance advisors will talk you through your options with no obligation to buy and no need for a broker. With premiums from as little as $14.88 per month3 and no policy fees, it’s easy to make the right choice for your loved ones.
You can get coverage in just a few minutes from a local trusted advisor, with no medical exams or blood tests
Get up to $250,000 of coverage for your loved ones, depending on your age
24/7 Worldwide coverage – for the whole of your life, for as little as $14.88 per month3
As the #1 direct choice for Canadian over 50s life insurance1, we’re proud to say that after thousands of independent reviews we’ve been rated ‘Excellent’ on Trustpilot. We've also got excellent ratings on Google, REVIEWS.io and Feefo, where we’ve won the Gold Trusted Service Award.
We’ve designed Canadian Seniors Life Insurance with ordinary Canadians in mind. Getting a policy is simple and straightforward. The application can be done entirely over the phone in just a matter of minutes. We don’t require you to take a medical exam in order to get coverage. You’ll only have to answer a few simple health and lifestyle questions.
Depending on your age, when you apply you can secure up to $250,000 in coverage to help your loved ones with funeral costs and other expenses. The best part is you won’t need to go through a broker to get coverage. Our trusted team of advisors based right here in Canada are ready and waiting to help you.
Here are some common questions we get asked about Canadian Seniors Life Insurance.
Life insurance is a simple way to help provide some financial security for your loved ones. With Canadian Seniors Life Insurance, you can help your family with funeral costs, tax bills, and future planning when you’re gone. It could allow you to leave behind some money as a gift. With Seniors Choice as long as you keep up with your payments, you’re guaranteed a specific benefit amount, so once it’s in place, you’re protected for life5.
Have some more questions? Learn more about Canadian Seniors Life Insurance with our free information pack. It includes straightforward information and features of Seniors Choice.
We understand how important it is for your family to be protected. We also understand that you want quality coverage that won’t leave you out of pocket. With Seniors Choice, you could get permanent life insurance for as little as $14.88 per month3, depending on your age. Without the need for a medical, you can secure quality coverage by answering a few simple health and lifestyle questions.
How much your life insurance will cost you depends on your individual circumstances. Here are some of the things that could affect the price of your coverage:
Not sure how much coverage to take out? Our life insurance calculator can help you quickly work out how much your family might need to keep life on track when you’re gone.
To start the claims process, simply call us or email claims@seniorschoice.ca. Our claims team is highly trained and handle claims with care and compassion.
We will send out a claim form to be completed, signed, and returned to us. The claim will then be reviewed as quickly as possible. If we need more information, the person making the claim might be contacted.
Once your claim is approved, we will pay the benefit amount to the person legally entitled to it.
Unexpected funeral costs and final expenses could put pressure on your loved ones financially. The right coverage can help to relieve this financial burden and provide some much needed support at a difficult time.
Hopefully most of us will lead long and healthy lives but sadly they can often be cut short. A life insurance policy could offer you peace of mind that if you passed away, your partner could still afford to make the most of their retirement years, and have some financial stability into their later years.
Whether you still have to pay off your mortgage, or you have other larger loans and debts, a life insurance policy could give you peace of mind that if the worst happened, your family wouldn’t shoulder the costs alone.
Leaving behind some money is a great way to leave your loved ones with a lasting positive memory. It could be used for something fun, or it could be there as an emergency fund for a rainy day.
